http://www.mortgagenerd.com/home-improvement-loan-rates.html Home improvement loan rates aren't just gonna be low, you have to work at getting them lower. Take a few tips from the Mortgage Nerd and discover a new basement level to your home improvement loan rates. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 The meek shall inherit the earth, and the geeks shall take out a totally awesome home loan. So it is written, and so it shall become when you take the advice of the Mortgage Nerd. Especially when it comes to taking out a home improvement loan with the lowest possible home improvement loan rates - you need to study up, lock yourself into the computer lab and spend a few weeks just analyzing numbers and opportunities. Finding the lowest home improvement loan rates The low home improvement loan rates you need for a successful round of improvements is not just gonna fall into your lap and it will not be found at the beach or in a bar - the cool kids have left the building. YOU NEED TO STUDY! You need to dedicate yourself to applications and searching for ways to lower your home improvement loan rates. It can't just come from understanding - even if you were the Mortgage Nerd you would not automatically find the lowest possible rate and the best possible terms for your specific home improvement project. And it gets worse! If you apply with bad credit your bad credit home improvement loan rates will be even higher than ever! No matter how cool you are, thats a bitter pill to swallow. Begin with an application We all want friends. Spend 16 years in an intense collegiate career in the midwest and you'll know the desperate need for friendship at any cost. You want friends as you look for your low home improvement loan rates - but did you know that the people offering home improvement loan rates want to make friends just as much? We're all geeks in the mortgage field! All of us desperate to make merry with a new gang of Amigos - so take advantage of the situation. Apply with as many different lenders as you can within the two week grace period you have where credit checks will not affect your credit score ( thats important - the lower your credit score the higher your rates). Get multiple quotes for your equity loans and see which lenders can offer yo the lowest possible home improvement loan rates - then from these same lenders find the single mortgage offer that gives you the greatest opportunity, flexibility, and overall savings throughout your loan. Because while low home improvement loan rates can greatly improve your overall success with your home improvements, its not the only qualification you should be looking for. Everyone can get a good rate The greatest advantage - and the biggest liability - people have when applying for a home improvement loan is that the home improvement loan rates are in a large part arbitrary and determined by the lender. You want a lower home improvement loan rate? Bargain! These geeks are more prone and able to wheel and deal than lenders and brokers specializing in first mortgage opportunities. Have a plan set up for your home improvements and prove your financial reliability - when you let them know you can handle costs and actually generate a real financial return they will be more willing to cut you a deal. Just don;t call them gooks - us nerds hate that. Sat, 26 Jul 2008 15:00:00 EDT http://www.mortgagenerd.com/bad-credit-home-improvement-loan-rates.html Bad credit home improvement loan rates are so friggin' simple, I can't believe you are even asking me. You wanna know about bad credit home improvement loan rates? Go ahead and find out on your own. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0